Travel Insurance

Highly recommended for medical, theft, or trip cancellation coverage
Many hospitals in Japan require upfront payment
Ensure your insurance covers COVID-19 treatment
Guide to travel insurance in Japan
Check with your provider or credit card for existing coverage

Why Travel Insurance is Essential in Japan

Travel insurance is highly recommended for anyone visiting Japan. Medical costs in Japan can be extremely high, especially at private hospitals often used by foreign visitors. Unexpected events such as illness, injury, theft, or trip cancellations can quickly turn into expensive emergencies. Having comprehensive travel insurance ensures peace of mind during your stay.

Types of Travel Insurance Coverage

Medical Insurance

Covers hospital visits, treatments, and medications for illness or injury.

Baggage Loss or Theft Insurance

Protects against loss, damage, or theft of personal belongings during your trip.

Trip Cancellation Insurance

Refunds prepaid costs if you have to cancel or cut short your trip for covered reasons like illness or emergencies.

Personal Liability Insurance

Covers damages or injuries you may accidentally cause to other people or property while traveling.

How to Choose the Right Insurance

When selecting a travel insurance policy for Japan, consider:

Coverage Scope: Ensure it covers medical expenses, theft, cancellations, and liability.

Coverage Limits: Check the maximum payout amounts for each category.

COVID-19 Coverage: Confirm if the policy covers COVID-19-related treatment and quarantine expenses.

Support Services: Prefer policies that offer 24-hour English support and assistance hotlines.

How to Apply for Travel Insurance

- Check Existing Coverage: Some credit cards or health plans may already include limited travel insurance.
- Compare Online: Use trusted comparison websites to find policies tailored for Japan trips.
- Apply Before Departure: It’s best to finalize your policy before leaving your home country.
- Save Key Information: Record your policy number, emergency contact numbers, and keep copies easily accessible.

What to Do in Case of Emergency

- Seek Immediate Medical Attention: Visit a hospital or clinic and keep all receipts and medical records.
- Contact Your Insurance Provider: Report the incident as soon as possible and follow their claim procedures.
- Gather Required Documents: Keep receipts, doctor’s notes, accident reports, and any official statements.